Interest-free capital
Receive upfront funding without interest charges. Fulfill your agreed dining-credit commitment as guests redeem credits for food and drinks.
Wimpy had it backwards.
Get capital today for the food you’ll serve tomorrow.
Turn future food and beverage sales into growth capital, while we do the marketing to help put customers in the seats to redeem their food credits.
PEOPLE | CAPITAL | OPPORTUNITY
Welcome your next regulars.
Introduce new diners to the hospitality that makes your restaurant stand out.
Make every visit memorable.
Give guests more reasons to enjoy your menu, return, and bring friends.
Bring your next chapter to life.
Put capital toward the people, equipment, and plans behind your growth.
Restaurant Growth Capital
Interest-free. Non-dilutive. Non-restrictive.
Capital that works differently
Invest in what’s next.
Keep doing what you do best.
Non-dilutive funding
Keep ownership of your restaurant. This dining-credit model does not require giving up equity in your business.
Bring people in
We help market your restaurant so diners discover your business and come in to use their credits.
Non-restrictive capital
Put funding toward your business priorities, including new locations, capital improvements, debt reduction, or other growth plans.
How it works
From future meals to your next move.
We start by reviewing your restaurant and walking you through the proposed structure, credit commitment, and program terms.
01
Get funded
If approved, receive upfront capital in exchange for an agreed amount of future dining credits.
02
Invest in your business
Use the capital for the business needs and growth plans covered by your agreement.
03
We market your restaurant
Marketing support helps introduce diners to your restaurant and encourage visits.
04
Customers redeem credits
Guests use their dining credits for eligible food and beverages, reducing your credit commitment as agreed.
Great food drives great businesses
More reasons to bring people to your table.
Capital to support your next move, marketing to introduce new diners, and the hospitality that keeps them coming back.
More diners.
Help new guests discover your restaurant and experience your hospitality.
More opportunities to grow.
Turn a first visit into an experience guests want to share and repeat.
A stronger business tomorrow.
Invest in your team, your kitchen, and the experience that makes your restaurant yours.
More than capital
You handle the hospitality.
We help fill the seats.
You receive capital upfront in exchange for future food and beverage credits. Marketing helps bring diners into your restaurant to use those credits.
When a guest visits and redeems dining credit, you fulfill that portion of your commitment by serving the food and drinks. The program is a purchase of future dining credit, not a loan with scheduled cash repayments.
Request Program DetailsCapital upfront.
Fulfilled one dining experience at a time.
Fulfilled one dining experience at a time.
What you may think of as a “food voucher” is digital dining credit, redeemed through the program’s app.
Marketing brings the opportunity.
Targeted promotion helps guests discover your restaurant and come in to dine.
You serve your food and drinks.
Guests enjoy your hospitality, then apply eligible digital credit when paying their bill.
The credit is fulfilled.
The redeemed amount counts toward your dining-credit commitment. For example, $100 of eligible credit redeemed fulfills $100 of that commitment.
Redemption terms and the total credit commitment are set out in your agreement. Marketing supports customer visits; traffic and revenue results are not guaranteed.
Who it’s for
Established restaurants.
Ambitious operators.
For owners and decision makers exploring a different way to fund their next stage, including restaurants with $1 million or more in annual revenue.
Tell us about your concept and locations. We’ll help assess whether the program fits your business.
A conversation worth having if you:
- Have an operating restaurant with consistent sales.
- Want capital for a specific business objective.
- Value marketing support alongside funding.
- Want to understand the economics before committing.
These are fit considerations, not a promise of eligibility. Approval and terms depend on the program review.
Program details & FAQs
Know how it works.
See how it could fit.
Is this a loan?
No. The program purchases future food and beverage credits upfront. Restaurants fulfill those credits through dining redemptions rather than making fixed loan payments.
When do I fulfill the dining credits?
As guests visit and redeem eligible credit at your restaurant. Serving those meals and drinks fulfills the redeemed portion of your agreed commitment.
Do guests bring a paper voucher?
Guests use digital dining credit through the program’s app. Your team receives instructions for handling redemptions.
How does the marketing work?
The program promotes participating restaurants to its dining audience. One Stone helps coordinate your introduction and review of the available support.
Do I give up ownership in my restaurant?
No equity is exchanged under this dining-credit model. You retain ownership of your business.
How are tips handled?
Guests pay gratuity separately by credit card rather than using the restaurant’s food and beverage credit.
Will it work with my point-of-sale system?
The program supports major POS systems. We’ll confirm compatibility and the checkout process for your restaurant before enrollment.
Can I track credit redemptions?
The program provides transaction reporting so operators can review guest payments and credit activity.
What determines whether my restaurant qualifies?
Consistent revenue and a strong guest reputation are important fit factors. Submit your restaurant’s details for a review of eligibility and available capital.
Am I committing by requesting details?
No. Your inquiry starts a conversation with One Stone. A commitment requires your review and acceptance of the program agreement.
Start with One Stone
See what your restaurant could qualify for.
Tell us about your business and your next move. We’ll follow up to discuss the program, answer your questions, and review fit.
Prefer to speak directly?
917-478-1364
info@onestonedist.com
All inquiries come to One Stone. Funding is subject to eligibility, approval, and a separate program agreement.